Verified Pricing for 2026

Xero
Pricing Breakdown

Xero offers three transparent pricing tiers designed to accommodate businesses at different stages of growth.

X

Xero

Accounting
Starting Price$25/mo
Total Plans3
Reliability ScoreHigh
* Pricing may vary by region or usage.

Expert Verdict

"Xero offers competitive pricing and greater flexibility compared to competitors like QuickBooks."

The Upside

  • Unlimited users
  • No per-user fees
  • Hubdoc bill and receipt capture

The Downside

  • Limited features in the Early plan
SaaSCompare Score
8
Top Tier Accounting

Select Your Plan

Choose the volume that matches your agency's scale.

XeroFrom $25/mo

Xero offers three transparent pricing tiers designed to accommodate businesses at different stages of growth.

Early

$25.00/mo

Growing

$55.00/mo

Established

$90.00/mo

* Disclaimer: Pricing and availability may vary based on your location, selected billing cycle, or custom enterprise agreements.

Comprehensive Feature Breakdown

Detailed limit-by-limit comparison of all tiers.

Capabilities
Xero
Early
Xero
Growing
Xero
Established
180-day cash flow forecasting
Advanced reporting
Bank reconciliation
Basic reporting
Bills
5
Unlimited
Unlimited
Bulk transaction reconciliation
Enhanced financial tracking tools
Enter up to 5 bills
5
Hubdoc bill and receipt capture
Invoices
20
Unlimited
Unlimited
Multi-currency support
Payroll integrations
Project tracking
Send up to 20 invoices
20
Unlimited bills
Unlimited invoices
Unlimited users
Unlimited
Unlimited
Unlimited

Everything Included in Xero

Explore the core functionality available across the platform ecosystem.

Unlimited users
Invoices
Bills
Bank reconciliation
Basic reporting
Hubdoc bill and receipt capture
Send up to 20 invoices
Enter up to 5 bills
Enhanced financial tracking tools
Unlimited invoices
Unlimited bills
Bulk transaction reconciliation

Compare Xero

See how they stack up against the competition.

Xero Pricing & Features — 2026 Comparison