Gusto vs Rippling
Comparing Gusto and Rippling pricing plans, feature limits, and annual savings for 2026.
Entry-level pricing varies based on custom enterprise requirements.
Gusto offers 6 distinct tiers compared to Rippling's 3 options.
We mapped 40 total feature points across both tools for this evaluation.
Side-by-Side Matrix
Gusto starts at $40.00/mo, making it the most cost-effective choice for and scaling agencies.
Gusto offers a tiered pricing model designed to accommodate businesses of various sizes and complexity levels.
Simple Plan
$49.00/mo
Plus Plan
$80.00/mo
Premium Plan
Custom
Simple
$40.00/mo
Plus
$80.00/mo
Premium
$180.00/mo
Rippling HCM
—
Time & Attendance
—
Benefits Administration
—
* Disclaimer: Pricing and availability may vary based on your location, selected billing cycle, or custom enterprise agreements.
Detailed limit-by-limit comparison of all tiers.
| Capabilities | Gusto Simple Plan | Gusto Plus Plan | Gusto Premium Plan | Gusto Simple | Gusto Plus | Gusto Premium | Rippling Rippling HCM | Rippling Time & Attendance | Rippling Benefits Administration |
|---|---|---|---|---|---|---|---|---|---|
| Advanced admin & field privileges | |||||||||
| Advanced compliance tools | |||||||||
| Advanced document management | |||||||||
| Advanced onboarding features | |||||||||
| Advanced policy management | |||||||||
| Approval chains | |||||||||
| Basic employee management | |||||||||
| Basic hiring | |||||||||
| Compensation bands | |||||||||
| Compliance 360 | |||||||||
| Comprehensive time tracking | |||||||||
| Customizable workflows | |||||||||
| Dedicated customer success manager | |||||||||
| Dedicated support | |||||||||
| Dynamic permissions & approvals management | |||||||||
| Employee profiles | |||||||||
| Enhanced reporting capabilities | |||||||||
| Full-service payroll | |||||||||
| Fully automate time tracking from check-in to paycheck | |||||||||
| Global workforce analytics & dashboards | |||||||||
| Holiday and leave management | |||||||||
| Integrated with payroll & leave | |||||||||
| Kiosk & mobile clock-in | |||||||||
| Multi-state payroll | |||||||||
| Next-day direct deposit | |||||||||
| Onboarding & offboarding automation | |||||||||
| Overtime & break policies | |||||||||
| PTO policies | |||||||||
| Payroll processing | |||||||||
| Performance management tools | |||||||||
| Performance reviews | |||||||||
| Priority technical support | |||||||||
| Rippling mobile app | |||||||||
| Surveys | |||||||||
| Tax filing | |||||||||
| Time & jobs reporting | |||||||||
| Time tracking | |||||||||
| Unified workforce directory | |||||||||
| Workflow Studio |
The Detailed Breakdown
Choosing between Gusto and Rippling depends heavily on your agency's specific scale and feature requirements. While both tools target enterprise-level workflows, the hidden value often lies in the specific limits of their mid-tier plans.
Gusto typically caters to teams looking for specific business automation, whereas Rippling is often the choice for those prioritizing integrated workflow management.
Gusto Highlights
- ✓ Payroll processing: Included
- ✓ Tax filing: Included
- ✓ Basic employee management: Included
Rippling Highlights
- ✓ Unified workforce directory: Included
- ✓ Global workforce analytics & dashboards: Included
- ✓ Onboarding & offboarding automation: Included
- ✓ Advanced admin & field privileges: Included
Frequently Asked Questions
Everything you need to know about Gusto and Rippling pricing.
Which is cheaper: Gusto or Rippling for agencies?!
Gusto is currently the more transparent option, starting at $40.00/mo. Rippling requires a custom quote for all users.
Does Gusto offer annual billing discounts?!
While Gusto lists various plans, we recommend checking their official checkout for the latest "billed annually" incentives, which are common in the SaaS industry.
Is there a free trial for Rippling?!
Most tools in this category, including Rippling, offer either a limited free trial or a money-back guarantee period. We recommend clicking through to their official site to see the current trial terms for 2026.
Does Gusto offer custom enterprise pricing?!
Yes, Gusto has at least one custom-priced tier designed for large-scale enterprise needs. Contact their sales team for a tailored quote.